Some traders (for example, government. B, education) in Canada, Egypt, Russia and the United States are allowed to assess service charges for Visa card transactions No travel service provider can charge or reduce a premium to a travel agency that acts as an intermediary for such a provider when the buyer uses a credit card to acquire that provider`s travel services. As a general rule, a merchant is allowed to request identification, but cannot require it as a condition of acceptance of the Visa card. However, there are exceptions, for example. B when Visa has authorized the merchant to request, in certain circumstances, identification to combat fraud. In addition, Visa is considering an additional fine of $10,000 for each 30 calendar day period or part of that during which the processor does not sign the dealer contract. In order to protect cardholders and merchants and to preserve the integrity of the visa system, we have omitted proprietary and competitive information as well as certain details of network security rules. In general, no. The Visa brand promise „Wherever you want to be“ means that you can use your card wherever visa is accepted.
The issuer must not block all transactions from a location or type of dealer. However, there are some exceptions. For example, where local rules require the issuer to block certain transactions or Visa has allowed the issuer to temporarily refuse transactions due to a risk of fraud. Note that Visa cards issued in countries with laws limiting international use have printed a caption „Only in a Country“ on the card. In most cases, yes, but if the transaction is less than a certain amount, the merchant is only required to provide a receipt if you request it. In addition, the merchant is not required to provide a receipt for a low value transaction on an unsupervised terminal, for example. B a vending machine. As soon as a merchant contract is terminated for one of the above reasons, Visa prohibits its member banks from entering into new contracts with the merchant or its constituents. Processors who declare a merchant prohibited should expect significant fines, as shown in the table below: Visa is generally a method of payment and not a method of recovering or executing a contract.